Finding the right home at the right price is just one aspect of a home sale or purchase. Century 21 New Millennium is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (703) 491-9570 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain standard costs related to closing the sale of a house. These costs are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Virginia to help guide you through your transaction.

Costs pertaining to your loan to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the optimal sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.

Buyers: When buying a house in Woodbridge, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not shocked when you arrive at the closing appointment. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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